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Vernon Hill lecture: Competition in the Banking Sector

Speaker: Vernon Hill

Date: Tuesday 21 May 2013

Time: 06:30pm - 08:30pm

RSVP: events@adamsmith.org

Location: Harvey Goodwin Suite, Church House, Dean's Yard, SW1P 3NZ

Map: find us!

Vernon Hill is Chairman and founder of Metro Bank UK which, when launched in 2010, was the first high-street bank to open in the United Kingdom for more than 100 years. Mr Hill advocates a business development strategy based on organic growth rather than acquisition, and by generating customer loyalty through service rather than price. He is often credited with reinventing American banking.

In his talk Mr Hill will focus on introducing more competition into the banking sector. He argues that there are two banking systems, the normal one and the ‘shadow banking system’, the latter of which is to blame for the financial crisis. Normal banks serve standard businesses and consumers while shadow banks fund the money markets and engage in high-risk activities like credit default swaps.

The talk will be preceded by a drinks reception and followed by a Q&A session, and there will be opportunity to speak to Mr Hill in person afterwards.

Could deflation be salvation? The case for productivity driven deflation

Speaker: George Selgin

Date: Tuesday 28 May 2013

Time: 06:30pm - 08:00pm

RSVP: events@adamsmith.org

Location: Convocation Hall, Church House, Dean's Yard, SW1P 3NZ

Map: find us!

At a time when monetary policy is top of the agenda, the Adam Smith Institute hosts a leading monetary economist who will outline a bold plan for reform. 

Professor George Selgin argues that deflation is not always bad, and outlines his plan to replace inflation targeting with a 'productivity norm' that would allow prices to fall when productivity increases. He distinguishes between 'good deflation' which is associated with technological progress reducing the cost of production, and 'bad deflation', which is caused by a fall in aggregate demand. 

He is an outspoken critic of central banks claiming that they have a destabilising influence on financial systems. His speech will be followed by a Q&A session, and guests will have an opportunity to talk to him over drinks afterwards. 

George Selgin is Professor of Economics at the University of Georgia and a founder of the influential and growing free banking school. He is a senior fellow of the Cato Institute. Renowned for his bold rhetoric and no-nonsense debating style, Mr Selgin will be an engaging speaker addressing a topical subject. This is not one to miss!

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