He argues that the if people choose to save through their homes they should be prepared to expiate it into cash to pay for care in a residential care home rather than expect taxpayers' to foot the bill. 
 
You can listen to him on Radio Five here (from 42mins in). 
Summary

Dr Eamonn Butler talks on BBC Radio Five's Tony Livesey show on the government's policy of introducing a £75,000 cap on social care spending for the elderly.