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Welfare publications
Simply No Mistake Print E-mail
Written by Dr Eamonn Butler & Matthew Young (1998)   
Thursday, 26 November 1998

Outlines "the biggest pensions boost for women and carers since the creation of the welfare state" in which every pound put into a stakeholder pension would be topped up with another pound contributed by the chancellor, up to £20,000 each year. The report suggests that rules on pensions should be streamlined, scrapping limits on contributions and allowing people to save into company and personal plans at the same time.

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Simply Secure Print E-mail
Written by Eamonn Butler, Adrian Boulding, Matthew Young (1998)   
Thursday, 26 November 1998

The report examines the design and regulation for the new wave of social-security partnerships. Reform of the pensions and social-insurance system is now a priority among politicians of all parties. Despite — or perhaps because of — the efforts of the last government to contain its costs, people are worried about the future security of the system, and press for change.

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Making Welfare Work Print E-mail
Written by Dr Merrill Matthews (1998)   
Thursday, 26 November 1998

Dr Merrill Matthews of the National Center for Policy Analysis explores the lessons of the best and worst US state welfare reform programmes.

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Passbook to Security Print E-mail
Written by ASI Staff (1997)   
Thursday, 27 November 1997

This paper describes the main features of the Passbook Pension, its costs and benefits, its relationship to today's personal and occupational pensions, the appropriate tax and regulatory regime, and the speed and costs of introducing the reforms.

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The Passbook Pension: meeting all the objectives for pension reform Print E-mail
Written by Dr Eammon Butler & Matthew Young (1997)   
Wednesday, 26 November 1997

Rhis Adam Smith Institute briefing paper addresses the challenges and requirements laid down by Harriet Harman's statement from July 1997 relating to stakeholder pensions. While retaining the guarantees of state provision, it offers people a voluntary, funded, simple alternatine to SERPS and the basic pension. Assuring everyone of security and dignity, not dependancy, in retirement.

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Words of wisdom

"The natural effort of every individual to better his own condition... is so powerful, that it alone, and without any assistance, is not only capable of carrying on the wealth of society to wealth and prosperity, but of surmounting a hundred impertinent obstructions with which the folly of human laws too often encumbers its operation."

The Wealth of Nations, Book IV, Ch V

 

"It is in the interests of every man to live as much at his ease as he can; and if his emoluments are to be precisely the same, whether he does, or does not perform some very laborious duty, it is certainly his interest... to neglect it altogether"

The Wealth of Nations, Book V, Ch I, Part III


About the ASI

The Adam Smith Institute is the UK's leading innovator of free-market economic and social policies. Politically independent and non-profit, the Institute promotes its ideas through reports, briefings, events, media appearances, and its website and blog. For further information, click here.

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