The reforms to financial regulation that followed the 2008 crisis have been dead wrong, argues Deri Hughes. Interventionism and subsidies for established banks have choked competition and added even more layers of protection for established banks than existed before. The answer is to take the state out of the money and banking business.
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Sprawl gets a bad rap, but, argues Deri Hughes, it's what people want. Government policy should stop trying to micromanage development and let people live in the houses they want.
Read more...The Adam Smith Institute is the UK’s leading libertarian think tank...
