Simply No Mistake

'Simply No Mistake' outlines "the biggest pensions boost for women and carers since the creation of the welfare state" in which every pound put into a stakeholder pension would be topped up with another pound contributed by the chancellor, up to £20,000 each year. The report suggests that rules on pensions should be streamlined, scrapping limits on contributions and allowing people to save into company and personal plans at the same time.

 

[gview file="http://www.adamsmith.org/wp-content/uploads/simplynomistake.pdf"]

Simply Secure

The report examines the design and regulation for the new wave of social-security partnerships. Reform of the pensions and social-insurance system is now a priority among politicians of all parties. Despite — or perhaps because of — the efforts of the last government to contain its costs, people are worried about the future security of the system, and press for change.

 

[gview file="http://www.adamsmith.org/wp-content/uploads/simplysecure.pdf"]

Competition or Regulation?

Simon Read's report anticipated much of what Ron Sandler came up with in his official government review of long term savings. Read proposes that products rather than the advice process, should be regulated - as they are in every other market. He argues for a simplified and standard tax structure covering all sorts of savings and investments, and simpler products that will allow charging structures to be simplified and charges reduced.

 

[gview file="http://www.adamsmith.org/wp-content/uploads/competition-or-regulation.pdf"]

Hayek: A Commemorative Album

This book uses original photographs and contemporary documents to illustrate the life and work of a man whom The Economist called 'the century's greatest champion of economic liberalism'. The illustrations, including many previous unpublished photographs, draw heavily on family archives that were generously and patiently loaned by Dr Laurence and Mrs Esca Hayek, and by Miss Christine Hayek.

[gview file="http://www.adamsmith.org/wp-content/uploads/2015/11/20151123151019.pdf"]

[gview file="http://www.adamsmith.org/wp-content/uploads/2015/11/20151123151019.pdf"]

Trouble with the Authorities

This report assesses the powers and duties of Passenger Transit Authorities, to see how far they are needed; how much they cost to maintain; and whether such of their functions as may be justified could be better provided by the existing, directly elected local authorities. It finds that the case for their abolition is strong.

Passbook to Security

This paper describes the main features of the Passbook Pension, its costs and benefits, its relationship to today's personal and occupational pensions, the appropriate tax and regulatory regime, and the speed and costs of introducing the reforms.

 

[gview file="http://www.adamsmith.org/wp-content/uploads/passbook-to-security.pdf"]

Who Owns the Past?

Archeology has suffered from an increase of state intervention and subsidies since 1973. Moves away from the traditional treasure trove solution to wipe out looting will only serve to promote it. The answer is to 'amateurize' archeology and resist all temptations to nationalise Britain's heritage. The report advocates 'Independence Impact Statements' before government funds are channeled into projects from archeological digs to operatic productions. It offers solid proposals for a more cost-effective and consumer friendly Arts, Heritage and Culture policy.

 

[gview file="http://www.adamsmith.org/wp-content/uploads/who-owns-the-past.pdf"]

Underground Revolution

Private finance can save London Underground from crisis. The report proposes that three to five, probably four investment-led contracts, or "concessions", should be offered to private sector consortia to design, modernize, finance and operate services, stations and infrastructure.

[gview file="http://www.adamsmith.org/wp-content/uploads/underground-revolution.pdf"]