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Credit Crunch: The anatomy of a crisis

Type: ReportsWritten by Rt Hon John Redwood MP | Friday 09 October 2009

Published one year on from the part-nationalizations of Lloyds-HBOS and RBS, this report by John Redwood MP pins the blame for the financial crisis squarely on bad monetary policy from the Bank of England and misguided regulation and inadequate crisis management by the UK government . Redwood attacks the notion that the UK economy was well run in the period leading up to the crisis, and that its problems were imported from the US, making clear that while Britain's crisis may have had much in common with America's, it was in fact very much home grown. In addition to analyzing the financial crisis and its causes, Redwood also makes a series of recommendations for the future of the banking sector, as well the broader economic policies of the next government.

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Crime: The false dilemma of Right versus Left still reigns

Type: Think PiecesWritten by Terry Arthur | Thursday 22 July 2010

In this think piece, Terry Arthur explains why the Left and the Right are both wrong about crime and punishment. As he puts it, "All three of the main parties remain incorrigibly statist, and at this rate, almost any action will soon be classed as either banned or compulsory." 

Cryptocurrency gets real

Type: Think PiecesWritten by Preston Byrne | Tuesday 18 February 2014

ASI fellow Preston Byrne explains why bitcoin's recent problems do not mean the cryptocurrency-cum-payments-system is over. In fact, the promise of cryptography in payments and contracts is as exciting as ever.


Cure or disease? The unintended consequences of regulation

Type: ReportsWritten by Keith Boyfield | Tuesday 06 October 2009

Released to coincide with a seminar event at the Conservative Party Conference on 7 October 2009, this paper argues that while Governments and regulators invariably claim that regulations are introduced for the most laudable of reasons, regulations often have unforeseen and highly damaging consequences. This paper discusses some striking examples of this trend across a spectrum of business and social sectors, ranging from banking and finance to health and safety regulations.

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Customers not Bureaucrats

Type: ReportsWritten by Stephen Pollard | Friday 22 November 2002

If we cut out Whitehall and local bureaucracy, we could give front-line head teachers another £1350 per pupil to spend. And wouldn't we get a more responsive, more local, more parent-focused school system as a result? Thinker and journalist Stephen Pollard argues that in value for money terms, when you add in all the bureaucratic costs, state education is now actually more expensive than private education. Why? Because too much of the education budget is wasted on inappropriate spending by distant officials. The answer? Devolve the budget to front-line managers. And do the same in health and social services while you're at it!

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Delivering Better Education

Type: ReportsWritten by James Tooley | Saturday 22 November 2003

Showing the practical benefits that education choice has brought in other countries, the authors develop a no-nonsense plan to open UK education up to the same choice and competition that is already improving school standards in the most disadvantaged communities in Europe and the US. The plan aims to improve equality, access and diversity by allowing parents an escape from failing schools, empowering parental choice, and boosting the provision of new non-state community schools.

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Democracy and the economy

Type: Think PiecesWritten by Madsen Pirie | Monday 17 October 2011

The old balance struck between rich and poor in a democracy has been circumvented, says Madsen Pirie. A third option, to borrow from the voters of tomorrow, has given politicians around the world a blank cheque to spend their way into oblivion.

Depoliticizing the NHS

Type: ReportsWritten by Tom Clougherty | Tuesday 20 November 2007

This paper documents the bewildering and counter-productive range of political initiatives and interference which has wreaked such havoc on our nation's healthcare system.

The paper's proposal is for a distinguished panel of health professionals to be appointed to run the NHS, to allocate its budget, determine its priorities, and operate it according to medical needs rather than political aims. A YouGov poll taken on the subject shows massive popular support for precisely such a proposal, with 69 percent in favour and only 12 percent against.

The NHS budget would be set by Parliament every five years, and up-rated each year in line with inflation. The ASI's YouGov poll showed that this idea, too, enjoys widespread popular support, with 74 percent in favour. The suggestion that "the NHS has become a political football" receives 72 percent backing.

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Deregulated Decade

Type: ReportsWritten by Professor John Hibbs OBE & Matthew Bradley | Wednesday 26 November 1997

The achievement of the bus industry in the last decade has been 'truly remarkable', emerging from a long period of managed decline to become market-led, quality minded, and capable of ending three decades of loss of custom to the car. This report assesses how innovation is winning people back to buses.

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Deregulation: What Actions Need to Be Taken

Type: Think PiecesWritten by Keith Boyfield | Friday 27 May 2005

Keith Boyfield picks up on the subject of regulation and how much the EU law is to blame for the significant legislation on British business. However, he explains why there is reason for optimism and how things could change for the better in terms of pulling back on excessive regulation.


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