The Financial Confusion Authority (FCA) has just spent a year, and a massive amount of our money, discovering that some annuities are better value for money than others. Fancy that! Some brands of corn flakes are better value than others too. Some brands of corn flakes are more trustworthy than others and the same applies to annuity providers. Consumers consider it good use of their money to pay a premium for security. And who is the FCA to tell them that they shouldn’t? According to the FCA, differing annuity payments means the market is “disorderly”.